There is real meaning behind the & in RCM&D.

It represents the "something more, something extra" you get from each of our practitioners and employees. It's the extra effort, the additional idea, the "one more question". It is this "looking further and looking deeper" that makes all the difference in helping you avoid unnecessary risks, select the right insurance coverage, or offer the best benefit programs.


RCM&D has the right people and a collaborative approach.

Our client teams are staffed by seasoned professionals and experts in your industry who stay involved day after day, year after year. We immerse ourselves in your business, learning every aspect of it and understanding your priorities. Most importantly, we empower our practitioners to act on your behalf, to solve problems and deliver solutions. This approach has made us more effective and easier to work with and has allowed us to develop long term partnerships with our clients.


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RCM&D Blog Feed

Lyme Disease Prevention
Due to the mild winter, our region has begun to see an increase in ticks spreading
Emerging Risks: Website accessibility and the ADA
Does a public website constitute a place of public accommodation?
What’s Driving My Auto Insurance Rates?
Insurance companies use actuarial science to analyze a lot of data to help them assess the probability of a future loss and the projected claims costs for any given policyholder
Is your Retirement Portfolio Protected Against Market Volatility?
Have you considered what would happen if the stock markets were to take a downturn shortly after your retirement?