Lab/Research Equipment

Traditional Property insurance does not respond to the unique exposures of Life Science companies. Coverage enhancements for this class of business can include:

  • Change in controlled environment protection
  • Contamination from bacteria, mildew, mold, microorganisms, viruses, pathogens, radiation or airborne microbes
  • Research & development property includes processes or cultures, prototypes, valuable documents, plans, records or formulas
  • Condemnation of undamaged stock by government authority
  • Contaminant cleanup