Professional Liability

Firms and individuals engaged in law, finance, IT consulting, medicine and other specialized professions face a myriad of risks arising from their services.   Regardless of the arena, failure to deliver the desired outcome (or the perception of) may result in a claim or civil action by a client.   Common claims allege negligence, misrepresentation, non-performance, design issues, violation of good faith and inaccurate advice.  Unfortunately, even if a lawsuit or claim has no merit, it can be costly to defend against.  Professional liability insurance is the primary protection for those situations and can include payment of damages and defense costs, with coverage for your firm, employees and even independent contractors.

Professional liability insurance should be one of the cornerstones of any professional organization’s insurance program.  However, all policies are not created equally, and there are many options and variations available.   RCM&D professional liability consultants are skilled at identifying each client’s needs and navigating the best arrangement of coverage to help keep the business operating amid potential lawsuits and claims. We work to obtain considerations and terms, including defense of disciplinary proceedings and choice of counsel, beyond those readily available in the standard market.

The changing world has expanded the realm of professional liability exposures;   RCM&D has the expertise to tailor your protection.  Our focus areas include:

Winning the case, creating an LEED© certified building, or healing a child are your objectives.  Concern about insurance coverage should not be one of your challenges.

Our Role

Through years of working with leading professional services firms, RCM&D recognizes the nuances and details of creating viable insurance, risk management and employee benefits strategies.  Our Professional Services Practice is dedicated to providing specialized firms with comprehensive solutions designed and managed to meet their specific priorities and requirements.


Ready to continue the conversation? We’d like to. We are eager to discuss your risk and benefits management challenges, your organizational goals, and your appetite for new solutions based on your unique business needs.