Unique Solution For Independent School Benefit Challenges.

Independent schools face many challenges, especially in their efforts to attract and retain talented educators and staff members and keeping current on new and changing benefits regulations. RCM&D offers a unique solution to these benefits challenges through the Independent School Benefits
Consortium (ISBC) Self-Funded Captive.


Greater Benefit Options.

ISBC was formed in 2003 to provide independent schools with greater benefit options, increased carrier leverage, improved customer service, rate stability and strategic planning. In 2014, ISBC transitioned to a self-funded stop loss captive. 

RCM&D is your exclusive ISBC partner for the mid-Atlantic region. Our team delivers a full range of benefit services, built on the foundation of:


This funding arrangement allows for flexibility in benefit design, complete data transparency and additional opportunities to stabilize or reduce the long-term costs of health insurance plans.

Delivering a Full Range of Services.

Our expert employee benefits team delivers a full range of services, including individualized benefit strategy and consulting, employee communications, compliance support, technology resources and customized health management coordination.

Questions? We are here to help.

Our team of advisors are ready to answer your questions and discuss your risk management, insurance and employee benefits needs. Complete the form below and we will get back to you shortly.

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