Special Risks for Education - Sports Coverages
Protecting student's safety, health and wellness, at home and abroad.
Through a strategic alignment of student health plans, sports coverages, study abroad and travel insurance, and other programs, we are able to ensure that your institution is adequately protected against all of the unique and special risks inherent on an educational campus. We leverage our deep understanding of this industry, its trends and regulations to help you meet all of your challenges, needs and requirements.
Our Special Risk Division has been serving K-12 and higher education clients in the mid-Atlantic region for more than 50 years. We are committed to providing superior service to your students, their families and your administrators.
Sports Coverage
Sports, from recreational campus activities to intercollegiate teams, are a critical component of any educational experience. These activities promote opportunities for leadership development, teamwork, campus unity, recruitment and enrollment, and more. While the benefits are clear, so are the risk exposures an institution faces as a result of these activities on campus.
Our Special Risk Division provides institutions of all sizes with customized coverage to protect the institution's student athletes, bottom-line and reputation.
We work with you to customize your plan to:
- Meet any NCAA, NAIA and NJCAA requirements.
- Ensure coverage for scheduled games, supervised practices, team travel and more.
- Protect all relevant personnel including coaches, trainers, prospective athletes and more.
- Provide essential administrative support services.
- Determine and administer the appropriate funding options.
- Provide access to top rated carriers.
Our comprehensive suite of intercollegiate, club and intramural sports insurance programs include a variety of coverage options based on the needs of the sports program at your school:
- Basic medical and dental
- Major/catastrophic medical
- Accidental death and dismemberment
- Claim management and advocacy
- Pre-existing conditions coverage
- Repetitive motion and Re-aggravation injuries
- Heart/circulatory coverage
- HMO/PPO denial benefits
- & more
Filing a Sports Injury Claim
When a student suffers a sports injury, understanding the process and what is covered through the student's primary insurance versus the school's sports coverage can be confusing. Download our guide so that you are prepared when and if an injury occurs.
Breaking Down Institutional Silos
While most schools manage their campus through departmental divisions, institutional risk rarely exists solely in one of those divisions. Our Special Risk Division provides a single partner to help your institution understand the risks of each department and mitigate those risks with cross-functional insurance and risk management solutions.