Special Risks for Education - Study Abroad & Travel

Protecting student's safety, health and wellness, at home and abroad.

Through a strategic alignment of student health plans, sports coverages, study abroad and travel insurance, and other programs, we are able to ensure that your institution is adequately protected against all of the unique and special risks inherent on an educational campus. We leverage our deep understanding of this industry, its trends and regulations to help you meet all of your challenges, needs and requirements.

Our Special Risk Division has been serving K-12 and higher education clients in the mid-Atlantic region for more than 50 years. We are committed to providing superior service to your students, their families and your administrators.

Get an Individual Study Abroad Insurance Quote

RCM&D helps save you time and money on your individual study abroad insurance, which allows you to focus on preparing for your exciting cultural experience. Learn more about our study abroad insurance benefits and get a quote today.

Get An Individual Trip Cancellation Insurance Quote

Help your students, faculty, staff and chaperones travel with ease of mind this year. Cancel for Any Reason coverage protects the financial investment made for all education-related travel.

Button to request trip cancellation insurance quote

Our Special Risk Division works with your institution to create comprehensive solutions that provide a peace of mind for participants, so that they can focus on the enriching cultural experiences necessary to be successful in today’s global economy.

Global Medical and Travel

For School-Sponsored International Travel

Our advanced solutions and value-added services help ensure the safety and well-being of students, faculty and guests traveling abroad. We help take the administrative burden of managing an insurance program off your team, whether it is a compulsory group study abroad insurance program or voluntary individual plan.

Administrators Students & Family

Study Abroad Administrators

Available for students, faculty, chaperones, alumni and guests, RCM&D global medical insurance program provides:

Consultation, evaluation & referral
Medical evacuation
Prescription assistance
Lost luggage assistance

Hospital admission assistance
Medical monitoring
Medical repatriation
& more

Students & Family

Our travel solutions protect your finances and health in case of:

Trip delay, interruption or cancellation
Lost luggage
Unexpected problems

Accident and sickness medical expenses
Hazardous sports coverage
& more

Business Travel Accident

For School-Sponsored Domestic Travel

Whether attending a conference out-of-state or aiding in a cleanup effort of a hurricane ravished town, an effective business travel accident plan (BTA) for your institution can protect your faculty and students traveling in the US. Your BTA plan may include accidental death and dismemberment (AD&D) benefits, security and medical evacuations, and more.

Breaking Down Institutional Silos

While most schools manage their campus through departmental divisions, institutional risk rarely exists solely in one of those divisions. Our Special Risk Division provides a single partner to help your institution understand the risks of each department and mitigate those risks with cross-functional insurance and risk management solutions.

Download the Special Risk Brochure