Fine arts and collectibles are difficult to insure. A decorative item may be expensive, but that does not necessarily mean that it is a piece of fine art or a true collectible item. There are several steps in the process of defining valuables, and an appraiser can help determine which category an item falls into.
It is important to make sure your valuables are properly defined and insured under open perils coverage. Learn more about defining fine arts and collectibles, determining real value, appraising guidelines and scheduling personal property endorsement fromPropertyCausualty360.com.
If you have a question or would like to talk more about insuring your fine arts and collectibles, contact me at firstname.lastname@example.org or 410.512.4609.