The increased litigious and regulatory landscape continues to pose challenges to business owners in every industry. A legal claim against your organization could have significant financial and reputational damages. RCM&D’s management liability team goes beyond just placing insurance, we work to understand exposures and to develop comprehensive, innovative programs customized to meet your individual risk profile with precision.
Directors’ and Officers Liability Insurance protects your leadership and their personal assets against claims of alleged wrongful acts in managing your business. These claims from employees, vendors, competitors, customers or investors could lead to costly legal battled and coverage is typically not provided by general business liability insurance.
Employment Practices Liability Insurance (EPLI) provides coverage in the event of a claim of discrimination, harassment, violation of FMLA, wrongful termination, or other employment-related claims.
Fiduciary Liability Insurance protects your business from claims of mismanagement and other liability factors that come with serving as a fiduciary. It specifically covers unintentional failings or lapses by a company and employees who are responsible for management or oversight of these company retirement or health and welfare plans.
Crime Insurance provides coverage for your organization’s money and other assets from losses due to employee dishonesty, destruction of property, fraud, social engineering, theft, forgery and more. Regardless of the risk control techniques, trustworthiness of your employees, or safeguards in place, every business is at risk to crime.
Kidnap, Ransom & Extortion Insurance provides coverage in a variety of crisis situations. These include kidnapping, extortion, assault and more. Covered expenses through these plans include ransom, consulting, judgements, death and dismemberment, personal financial loss, and more. In a world growing increasingly more perilous, having adequate coverages and crisis management expertise in place for any situation has never been more critical.
Protecting you and your business from data breaches
RCM&D’s cyber insurance and risk team can help protect corporate executives and their businesses from the risk of confidential data loss as a result of hardware breaches, security failures and disgruntled employees.