Real Estate
Industry Expertise
RCM&D has been engaged in the real estate space since our inception 135+ years ago. Our practice professionals are well-versed in the exposure challenges presented by all asset classes as well as the premium thresholds achievable based upon the quality of the assets. One of our missions as your broker is to provide an unwavering effort to consistently test those premium thresholds to achieve the most competitive pricing the marketplace has to bear.
The services we provide for real estate accounts is not just rhetoric. They are activities that we do on a daily basis and were designed with the input and assistance of our long-term clients. Examples include accounting and claim reports broken down by location, quarterly claim activity reports and claim review meetings, separate invoicing and coverage summary by location, contract reviews of many types and risk management site reviews.
Instead of focusing solely on insurance placements, RCM&D’s real estate practice looks at your overall strategy to create and implement short and long-term tactics that will lower your total cost of risk, protect your assets and help your organization operate more efficiently.
Key Solution Highlights
RCM&D’s Enterprise Contractual Risk Management (ECRM) service is a unique offering with an abundance of resources and an experienced, dedicated team focused on reviewing and negotiating contracts and agreements in collaboration with your team. This is done to ensure that there is proper insurance coverage to support the contractual requirements and eliminate coverage gaps created by the complexities of the contracts real estate owners and developers are signing. As a client, you will benefit from the deep, substantive knowledge of best-in-class insurance requirements and risk transfer provisions that we provide.
For any large property portfolio, modeling the exposure from catastrophes has become increasingly important. The model results often drive the limit setting decision which impacts the overall cost of a program. RCM&D established the Catastrophic Modeling: Data Integrity Risk Assessment to help identify potential miscoded secondary modifiers in the SOV for large property clients and produce cost-savings for our clients.
Our Project Risk team is on the cutting edge of risk management techniques that can be leveraged to help you understand your project risks, insurance options and more. We begin our project risk assessment process with a thorough and holistic review of your project from multiple angles. This includes a close look at your jobsite as well as your contracts and insurance policies and the development of a risk register. This process ensures the most comprehensive coverage while also maximizing project profitability. Additionally, our unique method of blending risk assessment with your project plan gives you a complete view of your risk profile that evolves and adapts to your project plans as they change.
Our loss prevention specialists are industry experts who work closely with you to develop and maintain successful safety and risk control programs. Our mission is to provide quality loss prevention risk management training and services designed to reduce exposure to liability and loss, while lessening the frequency and severity of losses. Our time-tested methods position our clients to get the best terms the market has to bear, causing a significant and positive effect on a projects’ bottom line.
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