Retirement Plan Consulting

Our retirement plan consulting team specializes in risk management, providing advisory services through a high-service model. We hone in on consistent benchmarking, fiduciary responsibility, advanced plan design, retirement readiness, fee transparency, and complete independence to serve in the best interest of our clients. Being a leader and innovator in the industry, we place focus on comprehensive, holistic plan sponsor and plan participant support.

We understand that a well-designed and managed retirement plan is critical to the sustainability of your organization and the financial well-being of your employees. At RCM&D, we apply our core competency of risk management to the personalized design and implementation of your organization’s 401(k), 403(b), 457(b), Non-Qualified Deferred Compensation or pension plan.

We strive to have our client experience result in:

• A customized approach to help mitigate fiduciary risk
• Increased employee enrollment and financial well-being
• Reduced costs and improved outcomes
  for participants
• An improved plan sponsor experience through plan success management and reporting
• More consistent compliance with DOL and IRS guideline

The average account balance of a 401(k) participant between the ages 30-49 is $64,700. Meanwhile, Americans are expected to spend $44,600 per year in retirement.