Retirement Plan Consulting


Our retirement plan consulting team specializes in risk management, providing advisory services through a high-service model. We hone in on consistent benchmarking, fiduciary responsibility, advanced plan design, retirement readiness, fee transparency, and complete independence to serve in the best interest of our clients. Being a leader and innovator in the industry, we place focus on comprehensive, holistic plan sponsor and plan participant support.

We understand that a well-designed and managed retirement plan is critical to the sustainability of your organization and the financial well-being of your employees. At RCM&D, we apply our core competency of risk management to the personalized design and implementation of your organization’s 401(k), 403(b), 457(b), Non-Qualified Deferred Compensation or pension plan.

We strive to have our client experience result in:

  • A customized approach to help mitigate fiduciary risk
  • Increased employee enrollment and financial well-being
  • Reduced costs and improved outcomes
    for participants
  • An improved plan sponsor experience through plan success management and reporting
  • More consistent compliance with DOL and IRS guideline
The average account balance of a 401(k) participant between the ages 30-49 is $64,700. Meanwhile, Americans are expected to spend $44,600 per year in retirement.

Our advisors work only in commercial retirement plan consulting, which means we are dedicated solely to ensuring the success of your company’s retirement plan. 

A CEFEX-certified Advisor

Our retirement plan consulting division has earned a certification from the Centre for Fiduciary Excellence, LLC (CEFEX). This certification is granted to firms that demonstrate adherence to fiduciary best practices. This accomplishment validates the firm’s commitment to fiduciary excellence and demonstrates a conformity to recognized global fiduciary standards.

Key Features of RCM&D’s Retirement Plan Consulting

RCM&D Retirement Plan Consulting Team

Robert Kotler

Practice Leader, Retirement

Charles (Chip) Merrick

Client Advisor

Gary Carpenter

Client Manager

Broker Check LogoInvestment advisory services offered through Global Retirement Partners, LLC., a registered investment advisor. Global Retirement Partners, LLC., and RCM&D are separate, non-affiliated entities.
Go to BrokerCheck.

Questions? We are here to help.

Our team of advisors are ready to answer your questions and discuss your risk management, insurance and employee benefits needs. Complete the form below and we will get back to you shortly.

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