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Proactive Risk Management: Travel during Times of Political Unrest

As we proceed into 2024, the world faces an unusually high number of elections, with over 60 countries heading to the polls. Unrest and political violence can accompany these events, underscoring the importance of comprehensive risk management and insurance coverage during international travel.

Risks of Elections in 2024

On a global scale, an unprecedented number of voters will participate in upcoming elections. These electoral events are positioned to both mirror and influence a progressively volatile geopolitical and economic landscape.

Elections yielding controversial outcomes often trigger phases of political instability. Particularly in Medium and High-risk areas, this instability has the potential to escalate into widespread disruptive protests, unrest and targeted instances of political violence. Organizations and institutions operating in these environments may encounter disruptions such as strikes, curfews or the closure of roads and airports throughout the electoral period.

These events can cause disruption for normal business operations. Organizations need contingency plans to ensure continuity during political events, including potential office closures, supply chain interruptions and communication breakdowns.

How RCM&D Can Help

It is crucial for organizations to ensure that their personnel are well-informed about security risks before traveling, to reassess these risks as the trip approaches and to know how to seek assistance in the event of a security incident. This proactive approach to risk management aims to prevent employees or students from encountering such situations. However, it is equally vital for the organization to have appropriate insurance coverage in place to mitigate the impact of any unforeseen events, should they occur.

The team at RCM&D works with your organization to create comprehensive solutions that provide peace of mind for your leadership and travelers, so that the travelers can focus on their important business, crucial research or enriching cultural experiences and studies and the leadership has the support needed to enable domestic and global travel by helping with both proactive and reactive risk management solutions.

RCM&D advisors can discuss policies to support your organization and your people. Some key coverages your organization may want to consider include:  

  • Emergency Evacuation, Repatriation & out of Country: This benefit covers the treatment and transportation of an injured employee or an employee who has become ill while out of the country. It also offers security evacuation in the event of a natural disaster or political unrest.
  • Accidental Death & Dismemberment: Coverage that pays a benefit upon the accidental death of an insured or upon the accidental loss of a limb.
  • Coverage Extensions for Spouses & Dependent Children: Ensuring the family of an insured is covered during travel.
  • Access to Travel Assistance: 24/7 access to both travel and medical assistance. We can also design insurance solutions around the services of independent assistance providers.

Reach out to an Advisor

Appropriate insurance coverage can help you fulfill your duty of care for your people with ease and confidence. Talk to a trusted advisor today for more information on protecting your organization and your people at home and abroad.

Paige Fritze

Client Executive