Healthcare costs are rising uncontrollably. Increases in premiums and employee contributions have exceeded inflation and wage growth for the last twenty years. Employers have the feeling of being held hostage against a system where costs seem impossible to control and it simply is what it is? The current system is leading to poor health outcomes and significant financial stress on employees. We’re in an epidemic of misdiagnoses and unnecessary care for many patients. Our healthcare system is financially incentivized to provide more care, not the right care, leading to 61% of insured people experiencing medical debt in the last five years and 40% of insured people avoiding care altogether due to costs. The reason these problems persist is because of misaligned incentives and intentional opacity of how your dollar is being spent. However, a solution does exist. A viable, proven, employer-focused model that is designed to increase access to care, improve the quality of care, enhance the patient/provider experience, and lower overall costs. The future of healthcare is LOCAL. We’re focusing on building health plans specifically tailored with community stakeholders, employers, providers, and patients at the center of the plan.