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2026 K-12 Schools Benchmark Report

This is the seventh report we have published on insurance and risk management practices among K-12 schools, drawing from agencies with extensive experience in the education sector. The focus is on high-priority coverages: educators legal liability, excess liability, fiduciary liability and cyber liability. These areas consistently rank among the top concerns for trustees, board members, administrators and financial officers.

Risk management and insurance purchasing are complex decisions. All Unison Risk Advisors companies possess the insights and connections to help you through that process, and we encourage you to reach out to us with questions.