Hurricane Risk Advisory Part 2 | An Impending Storm

You can’t stop a hurricane, but you can follow the guidelines below to stay safe when a storm in on the way. 
  • Monitor and track the hurricane to remain current on the storm’s status and projected path. (National Hurricane Center https://www.nhc.noaa.gov/)
  • Shut down operations that depend on outside power sources in an orderly manner, following established procedures.
  • Ensure emergency supplies and equipment are on hand and ready for the on-site emergency action team, including:
    • Three-day supply of drinking water and nonperishable food
    • Medical supplies/first-aid kits
    • Flashlights and batteries
    • Walkie-talkies and/or cell phones (with spare batteries)
    • Portable pumps and hoses
    • Emergency lighting
    • Lumber, plywood, nails
    • Hand and power tools
    • Plastic covers and tarpaulins
  • Obtain cash for post-hurricane needs such as buying food and supplies or paying employees and contractors.
  • Protect and/or relocate vital records off site. Include blueprints, structural records, utility plans.
  • Relocate water-sensitive equipment and materials to safe areas away from exterior doors and windows and off the floor.
  • De-energize and cover computers, machinery, and stock with tarpaulins and waterproof covers.
  • Check and clear floor drains.
  • Isolate or remove any chemicals that can react violently with each other.
  • Shut down gas-fired equipment and shut off main gas valves.
  • Shut down all noncritical and nonessential electrical equipment.
  • Inspect and clear roof drains, gutters, and flashing.
  • Secure roof-mounted equipment such as HVAC units, exhaust vents and covers.
  • Check guy wires on antennas, stacks, and towers.
  • Remove TV and radio antennas and satellite dishes from the roof.
  • Remove unrestrained materials from the roof.
  • Close and latch exterior doors , windows , and roof hatches.
  • Install hurricane shutters/plywood over doors and all Where shutters cannot be installed , tape both sides of the glass to minimize damage from wind-driven rain and flying glass.
  • Clean out storm drains, culverts, and catch basins.
  • Fill all aboveground and underground tanks with product or water.
  • Verify that all fire protection equipment is in service.
  • Check/maintain all necessary backup equipment, such as emergency generators and communication systems/devices.
  • Fill the fuel tanks of generators, fire pumps, and all company-owned vehicles.
  • Conduct a yard inspection for unrestrained materials, specifically:
    • Remove loose yard
    • Relocate nonessential yard equipment to a safe indoor location (furniture,trash receptacles , portable planters , portable signs, dumpsters , ).
    • Relocate yard storage of raw and finished goods indoors or secure.
    • Secure yard storage of flammable liquids drums or move them to a safelocation away from important
    • Anchor all portable buildings and trailers to the
    • Secure scaffolds and cranes. Secure scaffolds to the
    • Brace outdoor
  • Notify key customers, suppliers, and partners of office/facility closing and contingency plans.
  • Make decisions on when to excuse employees so that they have sufficient time to prepare their homes and families.
  • Contact and attempt to secure the services of restoration companies to assist in clean-up and recovery efforts
  • Customize messages for business’ website, telephone recording, employee internet, etc.
  • Encourage employees to reach out if they need assistance and/or support
  • Property document the business financials. In the event of a loss subsequently turned into an insurance carrier, adjusters will look toward prior performance in order to establish Business Interruption losses during a period of restoration. Be sure all financial documents are stored away from where they could possible suffer damage.

For those affected, if you have a claim to report always contact your carrier immediately. It’s the fastest way to get claims processed. Insurance carrier claims teams are available 24/7.

View our the other parts of this Risk Advisory: 
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